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Beyond the classic cottage: Unexpected ways to live by the water in Muskoka

Melissa Bradbury, Broker at Peryle Keye Real Estate in Muskoka shares a few unique gems beyond the typical cottage experience
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When most people picture a Muskoka cottage, they imagine a charming lakeside retreat, a big boathouse, and long summer days by the dock. But what if your ideal Muskoka retreat looks a little different?

Not everyone wants the traditional cottage experience, and luckily, there are incredible alternatives that still offer access to Muskoka’s stunning waterways—without the typical upkeep or seasonal limitations. If you’re looking for a fresh take on waterfront living in Muskoka, here are some unique options to consider:

1. Maintenance-Free Riverfront Living – Luxury Townhome, Bracebridge

A stunning 3-bed, 3-bath townhome in the coveted Waterways community offers a rare blend of elegance and ease. Steps from Annie Williams Park and Downtown Bracebridge, it’s the perfect spot to enjoy riverfront trails, a beach, and vibrant local life.

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Soaring ceilings, a gas fireplace, and a lower-level walkout with a wet bar make this home an entertainer’s dream.

If you want Muskoka beauty without the high condo fees or the maintenance, this is it. Discover more here! 

2. Lake Access Without the Lakefront Price – Grandview Condo, Huntsville

Craving Muskoka’s natural beauty with zero maintenance? This end-unit condo in Grandview delivers. Cozy up by the wood-burning fireplace, sip coffee on your private deck, or take a short stroll via a connecting walking trail to public access on Fairy Lake.

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Vaulted ceilings, a spacious floor plan, and a chef’s kitchen make this an ideal retreat. Short-term rentals are currently permitted, and with a 1-bed, 1-bath lock-off option, this condo offers an exceptional investment opportunity. See inside

3. A Penthouse with Waterfront Access – Steamship Bay, Gravenhurst

Luxury meets lakeside convenience in this top-floor penthouse, just steps from the Gravenhurst Wharf. Some homes offer convenience. Others offer luxury. This one delivers both. Soaring ceilings, a grand Palladian window, and two private balconies plus so much more!

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This is effortless living. Premium finishes, smart-home features, and included utilities make this a true Muskoka gem.

Dock your boat nearby and enjoy cottage living without the hassle of cottage maintenance! Tour the Penthouse.

4. A Year-Round Home with Waterfront Perks – Bellwood Acres, Lake of Bays

Yes, you can boat from Paint Lake into Lake of Bays! A little local known secret that the maps will never show you! This custom-built, year-round home (2017) offers a sun-drenched dock, sandy shoreline, and a welcoming open-concept layout.

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With a guest bunkie, dockside storage, and full modern conveniences, it’s a rare find for those looking to make Muskoka home in every season. Tour here! 

5. 3 Lakes. 150 Acres. Future Proof Living – Island Lake Retreat

Most people settle for ordinary. But not you. You’re looking for the extraordinary. This 150-acre estate isn’t just a property—it’s a legacy. Featuring over 5,000 feet of shoreline across three private lakes and adjacent Crown land, this is waterfront at its most exclusive. At the heart of it all?

A handcrafted Scandinavian scribe log home—Solar-powered, self-sustaining, Starlink-connected, & completely 4-season.

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Off-grid living without compromise. No utility bills. No distractions. Just endless beauty, adventure & total independence. Whether you’re looking for a personal sanctuary, a multi-generational retreat, or development potential, this property is a once-in-a-lifetime opportunity.  Explore this legacy.

What’s Next? Let’s Find Your Muskoka.

Every waterfront property holds the potential for something extraordinary. The question is—what does that look like for you?

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Maybe it’s low-maintenance luxury. Maybe it’s a quiet retreat with access to everything Muskoka has to offer. Or maybe it’s something rare—something that sets you apart. Whatever your vision, finding the right place starts with the right conversation.

Maybe you’ve searched Realtor.ca and still haven’t found the right fit—ask us about our exclusive and upcoming listings before they hit the market so you can be the first to know!

Call 705-646-5300 or visit www.perylekeye.ca to take the next step.

Follow @perylekeye on Instagram, Facebook, and YouTube for insider market updates, stunning listings, and expert advice.

Who do you know that’s ready for Muskoka? Share this article with a friend or family member who could benefit from these insights. The best opportunities go to those who start the conversation early.

Melissa Bradbury and her team—trusted by HGTV’s Scott McGillivray—bring over a decade of experience helping clients find more than just a property. Let’s find the Muskoka that’s right for you.

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